最后更新于2023年3月20日
网站条款及细则
For guidelines on how to use our online sites, take a look at our 网站上.
For guidelines on how to use our online sites, take a look at our 网站上.
Children’s 在线 Privacy Protection Act
In adherence to the Children’s 在线 Privacy Protection Act, 我们不允许13岁以下的儿童在网上开设个人账户或使用网上银行, unless it’s a joint account with an adult. They can still open accounts by themselves at a branch. To learn more about the Children’s 在线 Privacy Protection Act (COPPA), visit 联邦贸易委员会.org.
In adherence to the Children’s 在线 Privacy Protection Act, 我们不允许13岁以下的儿童在网上开设个人账户或使用网上银行, unless it’s a joint account with an adult. They can still open accounts by themselves at a branch. To learn more about the Children’s 在线 Privacy Protection Act (COPPA), visit 联邦贸易委员会.org.
出售个人资料
We do not sell your personal information for monetary consideration. 然而, 在某些情况下，我们可能出于其他非金钱考虑而与第三方披露或共享您的信息.
We do not sell your personal information for monetary consideration. 然而, 在某些情况下，我们可能出于其他非金钱考虑而与第三方披露或共享您的信息.
We do not sell the personal information of consumers under the age of 16. 年龄在13-16岁之间的消费者必须选择是否允许个人信息的销售或共享. After opting-in they may opt-out at any time. 未经父母或监护人同意，我们不会出售或共享13岁以下消费者的个人信息.
Sharing of Personal Information
Patelco may share your personal information with third parties, such as affiliates or third party service providers, 向您提供您要求的产品或服务，或完成您指示Patelco完成的交易.
Not withstanding the foregoing, You may request to Opt-Out of the sharing or selling of your personal information.
We may deny your request to Opt-Out of sharing or selling your information if:
- Sharing or selling is necessary for the business to comply with legal obligations, provide a product or service to you that you requested, exercise legal claims or rights, 或为法律主张辩护;
- Transfer to a service provider is necessary for Patelco’s business purpose; or
- The information is publicly available information, 某些医疗信息, consumer credit reporting information, or other types of information exempt from the CCPA.
饼干
When you visit or interact with our sites, 服务, 应用程序, 工具或消息传递, we (or our authorized service providers) may use cookies, 网络信标, and other similar technologies for storing information to help provide you with a better, 快, 更安全的体验, and for our own marketing purposes. 我们不会使用cookie或其他技术来帮助其他公司向您进行营销.
When you visit or interact with our sites, 服务, 应用程序, 工具或消息传递, we (or our authorized service providers) may use cookies, 网络信标, and other similar technologies for storing information to help provide you with a better, 快, 更安全的体验, and for our own marketing purposes. 我们不会使用cookie或其他技术来帮助其他公司向您进行营销.
本节旨在帮助您更多地了解这些技术以及我们在我们的网站和服务中对这些技术的使用, 应用程序, 和工具. Below is a summary of a few key things you should know about our use of such technologies.
Our cookies (and similar technologies) have different functions. 它们要么是我们的服务运行所必需的(例如登录网上银行), 完成申请, 等.), to help us improve our performance, to give you extra functionalities, or to help us to serve you relevant and targeted ads for our own products and 服务. 我们不会使用cookie或其他技术来帮助其他公司推销其产品. 我们使用cookie和类似的技术，这些技术只会在您的浏览器处于活动状态时保留在您的设备上(会话cookie)，以及cookie和类似的技术，它们会在您的设备上保留较长时间(持久cookie)。.You are free to block, delete, or disable these cookies if your device permits. 您可以在浏览器和/或设备设置中管理您的cookie和cookie偏好.
在可能的情况下, 安全措施设置到位，以防止未经授权访问我们的cookie和类似技术. 唯一标识符确保只有我们和/或我们授权的服务提供商才能访问cookie数据.
Service providers are companies that help us with various aspects of our business, 比如现场操作, 服务, 应用程序, 广告和工具. 我们使用一些授权的服务提供商来帮助我们在我们的服务和互联网上的其他地方为您提供相关广告. 这些服务提供商也可能通过我们的服务在您的设备上放置cookie(第三方cookie)。. They may also collect information that helps them identify your device, such as IP-address or other unique or device identifiers. 我们不会使用cookie或其他技术来促进其他公司向您进行营销-仅用于我们自己的产品和服务的营销.
What are cookies, 网络信标, and similar technologies? 像大多数网站一样, we use technologies that are essentially small data files placed on your computer, 平板电脑, 移动电话, 或其他设备(统称为“设备”)，允许我们在您访问我们的网站或与我们的网站互动时记录某些信息, 服务, 应用程序, 消息传递, 和工具.
The specific names and types of the cookies, 网络信标, and other similar technologies we use may change from time to time. 为了帮助您更好地理解本政策以及我们对此类技术的使用，我们提供了以下有限的术语和定义:
饼干 当您访问网站或查看消息时，小文本文件(通常由字母和数字组成)是否被放置在浏览器或设备的内存中. 饼干 allow a website to recognize a particular device or browser. There are several types of cookies:
- 会话cookie在您的浏览器会话结束时过期，并允许我们链接您在该特定浏览器会话期间的操作.
- Persistent cookies are stored on your device in between browser sessions, allowing us to remember your preferences or actions across multiple sites.
- First-party cookies are set by the site you are visiting.
- Third-party cookies are set by a third party site separate from the site you are visiting.
大多数商业浏览器中提供的工具可以禁用或删除cookie. 每个浏览器的首选项需要单独设置，不同的浏览器提供不同的功能和选项.
网络信标 小图形图像(也称为“像素标签”或“清晰gif”)可能包括在我们的网站上, 服务, 应用程序, 消息传递, 和工具, that typically work in conjunction with cookies to identify our users and user behavior.
利用本地共享对象或本地存储在浏览器或设备中存储信息的技术, 比如flash cookie, HTML 5 cookies, and other web application software methods. These technologies can operate across all of your browsers, 在某些情况下，可能不完全由您的浏览器管理，可能需要通过您安装的应用程序或设备直接管理. 我们不会使用这些技术来存储信息，以便在我们的网站上或网站外向您定向投放广告.
我们可能会在我们的政策中交替使用“cookie”或“类似技术”来指代我们可能用于在您的浏览器或设备中存储数据或收集信息或以上述方式帮助我们识别您的所有技术.
我们为什么要用饼干? Our cookies and similar technologies have different functions. They are either necessary for the functioning of our 服务, help us improve our performance, give you extra functionalities, or help us to serve you relevant and targeted ads. We use both session and persistent cookies and similar technologies. 我们不会使用cookie或其他技术来促进其他公司向您进行营销-仅用于我们自己的产品和服务的营销.
一般, these technologies allow our sites, 服务, 应用程序, 以及在您的浏览器或设备中存储相关信息的工具，然后读取该信息，以便向我们的服务器或内部系统识别您的设备. 在适用情况下, 我们保护我们的cookie和其他类似技术，以帮助确保只有我们和/或我们授权的服务提供商可以通过分配唯一标识符来解释它们，该标识符仅供我们解释.
Our uses of such technologies fall into the following general categories:
- 至关重要的. 我们可能会使用cookie, 网络信标, or other similar technologies that are necessary to the operation of our sites, 服务, 应用程序, 和工具. This includes technologies that allow you access to our sites, 服务, 应用程序, 和工具; that are required to identify irregular site behavior, prevent fraudulent activity and improve security; or that allow you to make use of our functions such as shopping-carts, 保存的搜索, 或类似的功能;
- 绩效. 我们可能会使用cookie, 网络信标, or other similar technologies to assess the performance of our websites, 应用程序, 服务, 和工具, 包括作为我们分析实践的一部分，帮助我们了解访问者如何使用我们的网站, determine if you have interacted with our 消息传递, determine whether you have viewed an item or link, or to improve our website content, 应用程序, 服务, 或工具;
- Functionality-related. 我们可能会使用cookie, 网络信标, 或其他类似技术，使我们能够在您访问或使用我们的网站时为您提供增强的功能, 服务, 应用程序, 或工具. 这可能包括在您登录我们的网站时识别您的身份，或跟踪您指定的偏好, 利益, or past items viewed so that we may enhance the presentation of content on our sites;
- Advertising- or targeting-related. We may use first-party or third-party cookies and 网络信标 to deliver content, including ads relevant to your 利益, on our sites or on third party sites. 这包括使用技术来了解已交付给您的广告和内容对您的有用性, such as whether you have clicked on an advertisement.
